No I mean normal rego. Not club rego. If you could get cheaper CTP from clubs then the actual rego cost is not very expensive. Motorcross clubs are worked like this. You pay a fee of about $250 to MANSW for a license and then a small entry fee to each race and club membership. Otherwise the insurance would prohibit anyone from racing.Originally Posted by Dr Terry
Perhaps all clubs in each state need to form a combined organisation and provide subsidised insurance to members?
I think I get what you're saying, but it's not any 'club' which provides the CTP.
CTP is the acronym for COMPULSORY THIRD PARTY insurance & like anything 'compulsory' has been rorted to the n-th degree. It is a closed club very neatly sewn up between the insurance, legal & medical professions & as such spirals (upwards) in cost, year in, year out. Only a few insurance companies are 'allowed' to provide CTP.
I doubt that the premium paid in any way represents the actual cost of claims. Do the maths. In previous decades Australia (NSW in particular) had the highest road death & injury rates in the world bar none. Nowadays, the cars are immeasurably safer & the are roads seriously better, resulting in a major decline in the rate of death & injury. The death rate alone, has gone down from around 4,000 per year in 1970 to around 1,200 today, while the number of drivers & cars on the road had doubled or tripled in that same time. Why then are we paying CTP rates that a 5 to 8 times higher than only a decade or 2 ago ? The actual payouts are also capped so somebody can't get a $500,000 gift for 2 broken fingers.
Dr Terry
A club of some size and proper organisation could get a deal on insurance the same as any other properly run organisation can. I realise a "club" can't offer insurance.
If you meet the registration rules for full rego then you meet the green slip requirements as well.
The idea of 50 different clubs with 50 different ideas on requirements is never going to succeed in the long term.
Dr Terry's post raises an interesting question. Who underwrites the CTP component of club rego? Combined with WButes idea it seems odd that there can't be a cheaper CTP option for rarely driven vehicles. I think WButes idea is a really good one, although in practical terms would be wide open for rorting. There's always an element in the club scene who aren't true enthusiasts and are just looking out for Número Uno.
If you pay a membership and your car has passed rego check then it should be eligible for club rego. That's how the system needs to be. A club member has no authority to determine if a car is road worthy. If its original or not should be irrelevant.
CTP Insurance should be on "the person" not a car at all.
That way any road registered car you drive the CTP is covered.
Road worthy and registration is about the car.
I have my Van on club reg in Vic with the Australian Street Rod Federation - main base in Qld. There are no conditions (vehicle condition, attending meeting or runs) from the club other than to be a financial member, which is about $70 per year. The Club Permit through Vic Rods costs about $130 per year - includes $90 TAC (3rd party) and entitles me to 90 days on the road, for any purpose - just need to log your drives in book. Initially need rodworthy certifiate or inspection by authorised club rep to get permit. You can get cheaper for 45 day permit. Full reg in Vic is close to $700 - I can live with red plates if it saves me about $500p.a. I did a lot of research initially with all the clubs having different requirements to sign of on permit - attend meetings, member for a couple of years first etc, then someone here told me about ASRF. Sounds like every state has different requirements. Cheers, Jez
At least in WA a club member does not have the right anymore to decide if a car is roadworthy or not. This changed quite recently, the car has an initial inspection then it is up to the owner to maintain the car in a roadworthy condition. So no more annual inspection Yipee. I am not sure about the originality issue but I guess they may want to limit the amount of cars on concessional or perhaps they don't see unoriginal cars as preserving motoring history.
Dave
In some clubs in WA it is written into their constitution that you must be an active member and attend x amount of runs or club events/meetings. In the car club I am in there is no stipulations but I think there should be as a club is only as strong as it members not ghosts who want cheap rego.
Up to the club I suppose
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